Mobikwik Reviews
Mobikwik Customer Reviews (6)
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Mobikwik Features and Benefits
MobiKwik is India’s largest independent mobile payments network that connects over 30 million users with 75,000 retailers. It allows users to shop at favorite stores, pay bills, recharge, send money, and accept payments with 1-tap.
Not only this, users can avail great offers, get cashback on every transaction done with MobiKwik. It is much easier (and much safer) to use than a physical wallet. RBI certified, the technology is built using multilayer of security and fraud prevention codes. It is as safe as any online bank. Each and every penny stored in the MobiKwik Wallet is well accounted for and is absolutely safe to use.
With MobiKwik, payments can be made in less than 10 seconds. Users can load money in the wallet using cash, loyalty points, debit card, credit card, and net banking. MobiKwik is available on iOS, Android, windows, and Web browsers.
MobiKwik has over 75,000 merchants across India including IRCTC, Meru Cabs, Shuttl, Big Bazaar, OYO Rooms, Zomato, Barista, PVR, Archies, WHSmith India, BookMyShow, Grofers, Big Basket, Domino’s, Pizza Hut, eBay, ShopClues, Myntra, Jabong, Pepperfry, GoDaddy, MakeMyTrip, Cleartrip, and Yatra etc. Users can recharge, pay bills, shop at favorite online & offline merchant, and transfer money to other MobiKwik wallets (even banks!) in a flash!
MobiKwik is a mobile wallet and financial services platform that allows users to send & receive money, pay businesses and utility bills, shop online or at stores, and get access to financial products like instant digital loans, make instant settlements towards credit card bills invest in digital gold, mutual funds & fixed deposits, and get extraordinary returns up to 14% p.a on its own investment product Xtra.
Mobikwik Pricing
MobiKwik offers a range of financial services, some of which come with associated costs. Here are some details:
- For Small Business/Start-Ups, the pricing plans are as follows:
- Credit Card, Debit Card, Net Banking, UPI, Wallets: 1.90% Per Transaction
- International Credit Card, EMI, AMEX, Diners: 2.90% Per Transaction
- For Enterprise customers, the pricing is custom.
In terms of investment services, users can start their investment with a minimum of Rs. 1,000 and go up to Rs. 10 lacs. For anyone investing above Rs. 10 lacs, a net worth certificate will be required.
Users can also get funds/loans up to ₹200,000 for online shopping & pay back in monthly instalments. The interest rates range from 9%-35.99% p.a. with a tenure of 3-24 months. Standard processing fees vary from 2 to 4%.
Please note that these rates are subject to change and it's recommended to check the official MobiKwik website for the most up-to-date information.
Payment Method
Mobikwik.com offers multiple payment methods. Users can add money to their wallet by linking their credit card, debit card, or via online banking. They also accept UPI payments. For credit card bill payments, users can enter their credit card number and the billing amount, then choose their desired payment mode. The process is straightforward, and payments don’t get delayed. It's a convenient platform for managing finances and settling bills with ease. Remember, each payment method has its own set of steps that need to be followed for successful transactions. Happy transacting!
Mobikwik FAQs
Mobikwik Alternatives
Here are some alternatives to Mobikwik.com:
These platforms offer similar services like mobile payments, digital wallets, and online shopping. Each has its own unique features and benefits. It's recommended to explore each platform to find the one that best suits your needs. Happy exploring!
How To Open A Mobikwik Account?
To open an account on Mobikwik.com, follow these steps:
- Visit the Mobikwik website or download the Mobikwik app from the app store.
- Click on the "Create Wallet" option located at the upper right corner of the homepage.
- This will open up the sign-up page. Fill in your email id, password, and mobile number.
- Click on the "Create Wallet" link.
- A confirmation mail is sent immediately to your inbox.
- Now, you have successfully registered on Mobikwik.com.
Remember, it's very simple to sign up on Mobikwik as there are no long forms to fill up. You can start recharging your prepaid & postpaid phone, DTH, landline, electricity bill etc. once you have registered. Happy Recharging!
Mobikwik Return Policy?
Mobikwik.com has a specific refund policy. All sales of prepaid recharge on the MobiKwik platform are final with no refund or exchange permitted. In the event of an erroneous payment to a wrong party or a payment for a wrong amount, MobiKwik will not refund or reverse the payment. The user is responsible for the mobile number or DTH account number for which the prepaid recharge was purchased and all charges that result from those purchases.
The cancellation/refund, if any, will be governed as per the terms and conditions of the aggregator or of the merchant/vendor. MobiKwik has no role in governing refund/cancellation charges. MobiKwik will not be responsible for refund/cancellation including any charges arising therefrom.
In case of a default, MobiKwik uses legally-compliant collections agencies to follow-up and collect missed payments on your behalf. If a borrower ends up defaulting even after the recovery process is initiated, MobiKwik will earn no income till you get your indicated returns back.
Please note that MobiKwik is only a payment facilitator & intermediary, and as such, stands indemnified from any accountability that might arise because of the same. Users are requested to go through the merchant/vendor provided terms and conditions on their website and or platform. MobiKwik is not responsible for your inability to access such terms and conditions or for any loss resulting from such terms and conditions or lack thereof.
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